Category Name

Accounts, Finance, Tax, Company Secretary, Audit, Legal, Costing

Total jobs found

1

Industry Type

Banking/ Financial Services/ Broking

Manager-Credit Management for leading Financial Services / FinTech org.in Mumbai
Job Posted on : 11th-Apr-18 4:41pm

Job Reference Code
CreditManager, BFSI
Job Description
Company Profile: We have a vacancy as Credit Manager for leading Financial Services org. based at Worli. Our clients are a highly successful, fast growing, professionally managed FinTech organisation. The organisation is very well funded by some of the World's most prestigious PE firms, has over 10 branches in India, book size of over Rs.1000 crores and headcount of over 600#. The position reports to the Director-Finance. The organisation is a non-deposit taking FinTech organisation registered with RBI. They are engaged in a highly profitable niche segment of  lending business targeting small and medium sized retailers who find it difficult to get financed by traditional financial institutions. The loan offering is quite unique in terms of its parameters such as monetisation of future cash flows from payment cards swiped on Point-of-Sale terminal, flexibility in repayment, and partnership spirit.
 
It is a one-of-the-kind offering and has created a separate industry in the country. They have developed a specialised technology platform to cater to our special product. They also have CIBIL membership and access to consumer as well as commercial credit data. The company is driven by innovation, technology and entrepreneurial spirit in each sphere. 
 
The company has developed a business framework which not only encompasses traditional lending segments but also has a strong customer relationship program. The development of this framework has led to engagement programs which have been customised for merchants and hence have a relation which would be independent of the loan. This is a unique feature in the product bouquet and leads to opportunities in having a very strong fee based presence in the financials.
 
The company operates out of its head office in Mumbai.
 

The position is expected to be closed by end-April

 

 

About Impact HR Services

We are a professionally managed executive search firm with offices in Mumbai, Bangalore & Pune. The company has been promoted in November 1994 by Mr. Prakash Kewalramani who is an engineer from IIT-Delhi and MBA from IIM-Ahmedabad with over 17 years work experience in Senior Management & marketing with reputed multinational organisations. Mr. Kewalramani is a past-Chairman of ERA (Executive Recruiters Association) and is the current Chairman, Ethics Committee, ERA. We do placements at Senior and Middle management levels with highly reputed MNC / Indian organisations across industries, across functions across India. We have also done a large number of assignments for turnkey recruitments and also placed candidates globally. We are manned by a team of 50 young professionals.

 

We enjoy a very high level of credibility amongst our clients and in the Indian Industry. We have successfully manned a large number of high-technology start-ups who have rapidly scaled up and provided enormous Career enhancement opportunities to the candidates placed by us in these organizations.

 

For updates on Job Postings, industry trends and latest articles on Recruitment and Career Management, visit our Impact HR Services LinkedIn page https://www.linkedin.com/company/75683/

 

 

 

 

We have also recently launched our Career Management website for professionals: www.JobMantras.com. We provide resources for professionals to manage their careers. Our range of services covers Career-Guidance, Leadership Assessments, Leadership Development, Resume-Writing, LinkedIn-Profile-Creation, Salary-Mapping, Executive Coaching & Mentoring.

 

Job Description: The position holder will be part of the core Risk & Credit Management team. Will do credit assessment for big ticket cases from 25 lacs to 70 Lacs,

 

KRAs

1.Establishing key qualification rules & credit worthiness of applicants
2.Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations.
3.Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts
4.Working on new credit monitoring measures and credit triggers and their tracking.
5.Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client.
6.Meeting clients at regular intervals and making detailed visit reports for further information on the clients
7.Liasioning and networking in the industry to seek reference checks for clients as well as understanding the industry & economy dynamics
8.Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on credit are not violated

 
 
Candidate Profile: CAs / MBAs with 7-10 years experience in credit assessment big ticket cases from 25 lacs to 70 Lacs. Expert knowledge of Industry specific, market knowledge & trends. Expert knowledge of financial with key ratio & their impact.

 

Should you be interested in this assignment, may mail your latest CV in Word.doc immediately to prakash@impsmanagement.com clearly indicating in subject: REF: CreditManager, BFSI

Qualification
Any Graduate, & CA, MBA/PGDM/PGDBM/MMS/PGDBA (Full Time 1/2 years)
Keyskills
credit management for business loans
Location
Mumbai (All Areas-Mumbai,Mumbai-Suburbs, Navi Mumbai, Thane)
Total Experience Required
7 - 12yrs
Hiring For (Designation)
Manager-Credit Management
Salary (Annual)
INR 16lakh 00 thousand to 22lakh 00thousand
Industry Type
Banking/ Financial Services/ Broking
Role
Banking/ Financial Services/ Broking, Credit Manager-Corporate Banking
Number of Position
1
Contact Name
Prakash
Contact No
Response Email
prakash@impsmanagement.com
Hiring Company Name
leading Financial Services / FinTech org.in Mumbai
HIring Company Profile
Our clients are a highly successful, fast growing, professionally managed FinTech organisation. The organisation is very well funded by some of the World's most prestigious PE firms, has over 10 branches in India, book size of over Rs.1000 crores and headcount of over 600#. The position reports to the Director-Finance. The organisation is a non-deposit taking FinTech organisation registered with RBI. They are engaged in a highly profitable niche segment of  lending business targeting small and medium sized retailers who find it difficult to get financed by traditional financial institutions. The loan offering is quite unique in terms of its parameters such as monetisation of future cash flows from payment cards swiped on Point-of-Sale terminal, flexibility in repayment, and partnership spirit.
 
It is a one-of-the-kind offering and has created a separate industry in the country. They have developed a specialised technology platform to cater to our special product. They also have CIBIL membership and access to consumer as well as commercial credit data. The company is driven by innovation, technology and entrepreneurial spirit in each sphere. 
 
The company has developed a business framework which not only encompasses traditional lending segments but also has a strong customer relationship program. The development of this framework has led to engagement programs which have been customised for merchants and hence have a relation which would be independent of the loan. This is a unique feature in the product bouquet and leads to opportunities in having a very strong fee based presence in the financials.
 
The company operates out of its head office in Mumbai.
 

The position is expected to be closed by end-April